These terms guide your use of this household budgeting site. Please read them carefully. By using our content and resources, you accept these conditions.

March 10, 2026

Acceptance Of Terms

When using tivonelira.sbs, you agree to follow these rules and any updates we post. If you disagree with any term, please discontinue use of the site.

Definitions

Below we explain key expressions used throughout these terms.

• ‘Site’ refers to tivonelira.sbs and its household budgeting content, downloads, and visitor support.
• ‘User’ means any person visiting, browsing, or contributing feedback through site channels.
• ‘Resources’ refers to tools, guides, templates, or information featured on the website.
• ‘Content’ includes all web pages, articles, graphics, and downloadable assets.

Using Our Service

Use the site, resources, and contact functions in good faith. Only lawful, personal use is allowed and you accept sole responsibility when relying on material presented.

Eligibility

You must be a South African resident or have access rights for personal, non-commercial use.

Commercial use, copying, or distribution is not permitted.

User Responsibilities

By browsing or contacting us, you agree to:

• Maintain accuracy of information submitted via our forms or feedback tools.
• Avoid uploading or posting unlawful, offensive, or misleading material.
• Respect the privacy of others and the confidentiality of any shared household stories.
• Report technical issues or suspected breaches promptly.

Prohibited Uses

The site must not be used for:

• Any unauthorised commercial activity, sales, or third-party promotions.
• Copying, modifying, or distributing guides and templates for resale.
• Attempting to gain unpermitted access to other user information or site systems.
• Transmitting viruses, malware, or engaging in disruptive activity.
• Impersonating our team or acting in a misleading manner.

Intellectual Property

All site resources, templates, and text are protected by copyright and may not be shared or reused without written permission. Reference or sharing links is allowed for personal use.

Your Contributions

By submitting comments or stories, you grant us permission to publish or moderate them as necessary for site function.

Privacy And Cookies

Review our privacy policy and understand how we use cookies for site function and analytics. We follow South African law and encourage you to check both policies for more detail. Privacy Policy

Legal Disclaimer Notice

Our content is for general guidance and we never guarantee results. Please use judgment or consult professionals where needed.

Limitation of Liability

We are not liable for any direct or indirect damages resulting from your use or reliance on this information.

Indemnification

You agree to hold us harmless from claims resulting from your own site use or content submission.

Resolving Disputes Formally

Disputes are resolved first by direct communication with our support team.

Jurisdiction & Applicable Law

South African law governs all terms and disputes regarding this website.

Termination

We reserve the right to suspend or limit access at any point for policy violations or misuse.

Modifications

Terms may be updated or revised without prior notice. Refer back regularly to stay informed.

Severability

If any provision is unenforceable, the remainder of the terms remain valid and effective.

Entire Agreement

This document represents the total agreement between site users and content providers.

Contact For Legal Inquiries

Get in touch for any questions about these conditions or your usage rights.